| Feature | Description |
| Accounts | - Most account types with growth inputs now also include a 'Growth is Fixed' toggle. When enabled, the account's growth will not be affected by insights that involved market-based growth rate performance (ie. market crash, monte carlo, etc).
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| Plan Differences | - Removed erroneous message about being unable to retrieve plan differences when using the 'swap plans' button.
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| Monte Carlo | - Monte Carlo will now display on the reports with the corresponding information from the generated insight.
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| Reports | - Updated missing table header in Estate Analysis Detailed chart to display the correct name.
- Updated Plan Facts and Assumptions Report to fit properly when in the report page.
- Fixed an issue where Non-Legal Partner’s age wasn’t displaying on the x-axis of Report Charts.
- Updated table spacing within Assets (Detailed) Report.
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| LSDBA | - Added the ability to set a custom ‘LSDBA Remaining’ value without requiring former Lifetime Allowance (LTA) protection.
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| Client List Privacy Mode | - Addressed recently introduced issue where the client list would not be hidden if privacy mode was enabled after already searching for a client.
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| Final Salary Pension | - Resolved an issue where the lump sum from death in deferment was not displayed on the cash flow chart.
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| Budget Update | - APR and BPR Updates for April 2026.
- Implemented new IHT relief calculations for farm and business assets.
- 100% relief on the first £1 million of qualifying assets.
- 50% relief on assets exceeding £1 million.
- Added 50% relief for investment accounts, not counting against the £1 million allowance.
- Introduced proportional application of the £1 million allowance across qualifying assets when total value exceeds the limit.
- Ensured the system applies the lower of the input rate or the calculated exemption based on new rules.
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| Defined Benefit Pension | - Clarified defined benefit lump sum, to distinguish between commencement and death benefit where applicable.
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| Feature | Description |
| Scroll Bar | - Fixed a bug where the linked alert in a Buy Property goal makes a second scroll bar appear/disappear when the alert is expanded.
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| Reports | - When using the new Reports Configuration page, Detailed Reports now have the option to display an entity chart, entity selection is provided in a drop down.
- Updated text alignment for the Pensions Report, primarily to insure left-justification.
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| Warning Alerts | - An issue has been resolved regarding the absence of warning alerts for plan tax information, which were not previously displayed.
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| 2025 Autumn Budget Update | - Taxes, rates, thresholds, etc have been set to UK 2025 Autumn Budget Updates. (use this hyperlink behind UK 2025 Autumn Budget Updates) - here.
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| Feature | Description |
| Reports | - In the new reports page, hovering over a report section in the reports library will now display a preview image of the report.
- Added a disclaimer message when configuring a detailed report section of a child or other plan. Specific text is “The events shown in the timeline are based on the current plan. if you have specified a different plan for this report, the events below may not be accurate.”
- Corrected an issue regarding the Retirement Summary report wherein we now ensure that the report lump sum section is using retirement as the event and not whatever the last selected event was from the insight.
- Updated Income vs Expenditures report header to now include Real Money in the title if the Real Money option is selected when running the report.
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| Save and Add Another Gifting Goal | - Fixed a bug where Save and Add another Gifting Goal created a new Gifting Expense instead.
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| Legacy Page and Estate Report | - Resolved an issue with understated debt values on the legacy page.
Updated estate reports linked to life insurance payouts.
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| Property | - Fixed an issue with rental income being used to fulfill the purchase cost of its linked property. Rental income will now only display after the associated asset has been purchased.
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| Company | - Resolved an issue where the specific buttons for Delete or Done for Company ownership transfer could be bypassed and the changes saved if the macro Done button on the page was clicked. Ownership Transfer action confirmation or cancel should be required before leaving that dialog.
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| Feature | Description |
| Oxford Fact Find Integrations | - Users can now configure an Oxford Risk integration to their Entity Group or Subscription and import assets, investibles, and cashflows from Oxford Risk into their Plan.
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| Pensions | - Toggle for ‘Withdrawal Limit’ within a Drawdown Pension now operates properly.
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| Taxes | - Corrected issue of the Dividend Tax Relief calculation understating the dividend tax when there is a pension contribution in the plan.
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| Integrations - Launch in Context | - Fixed unlikely case where the app crashed during the Launch in Context ‘Merge’ flow for integrations that do not provide a birthday for the imported people.
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| Reports | - The reports selection page has been upgraded with a new look and enhanced functionality:
- Report set management has moved to is own page.
- When creating a report set there are options to add, delete and re-arrange report sections.
- Added ability for custom adviser notes at the end of each report section.
- Export options are now located at the top of the screen.
- Added the ability to select distinct periods for each report.
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| Chart Errors | - An Expense with a value of 0 formerly caused AdviserGo to display an error. This has been changed to a chart warning.
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| System Admin | - Added the ability to remove password from a Client for System Admins in the Admin Console.
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| Feature | Description |
| Oxford Risk | - Admin Users can now configure the Oxford Risk integration at the Entity Group or Subscription levels, and then import Risk Profiles from Oxford Risk.
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| Annuities | - Updated Annuities simulation to generate even when no Model Portfolios are present.
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| Clients | - When managing Client Access and selecting Client Lock, the modal now closes after making the selection.
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| Login Page | - Users will now receive an alert suggesting to change regions when they’re visiting a version of Voyant designed for another country.
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| Reports | - Updated footer of the Reports to display the correct plan name.
- Updated Reports to no longer display Pension Details title if there is no Pension in the plan.
- Fixed formatting on last page of Taxes Detailed Report when not enough years are present to fill all columns.
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| Plan Settings | - Updated Major Loss input within Plan Settings to correctly display a Negative Fixed Growth when selected.
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| Insights | - When generating an Annuities Insight the given result displayed should now be greater than 0. Updated Annuity funding to only include the accounts that are owned by the person on the plan that the insight is being generated under.
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| Goals | - Updated the Buy Property Goal to have a “Save & Add Another” function.
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| Feature | Description |
| Accounts | - When clicking to Edit an Account from Income vs Expenditures or Balance Sheet, you will now always be returned to your previous page on Cancel or Done rather than back to the Dashboard.
- Updated Event edits to display full screen. Corrected the editing feature in the Model to return to the previous location rather than the Dashboard when selecting Cancel or Done.
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| Modals | - Updated Edit Modal to support Bootstrap 4 update and Modal accessibility features.
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| Reports | - Fixing a bug in the Pensions Report where the employer contributions wouldn’t be included in the “Other Contributions” column if the personal and employer contributions matched OR the ‘salary sacrifice’ was on.
- When generating a Life Needs Insight Report and there is an calculation error, N/A will be displayed as the need value instead of 0.
- Enhanced Reports Sets feature to have a key that enables the user to view and manage Subscription Report Sets. The setting is off by default but can be enabled by a Subscription Owner/Manager. When the Report Sets are not available the configuration page will not be displayed.
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| ClientGo | - Corrected issue within ClientGo when attempting to add a finance such as personal pension or a money purchase and selecting the contribution type as percentage of income where the screen was unresponsive after the input of a decimal.
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| Insights | - Updated Estate Plan Tax Insight to Deduct Charitable Estate Distributions from Total Wealth Transfers.
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| Feature | Description |
| Financial Assumptions |
- We have refreshed the Custom Market Assumptions uploader with a new look, including the ability to preview the investment classes & their specific rates. This feature has moved from the Profile Dropdown to the new Financial Assumptions dropdown on the main advisor route.
- Things moved to the Financial Assumptions dropdown are Subscription Preferences, Model Portfolios, Market Assumptions, Tax Regimes.
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| Reports | - Since Potential IHT/Estate Tax is real money eligible, the real money icon will now appear on the right side of the reports page if the Potential IHT/Estate Tax insight report is selected and the real money toggle is on.
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| Property | - The Inflation Rate input field is now hidden for new purchases, provided that the market value is entered as a future value.
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| Trust | - Fixed an issue where trust capital or income distributions to a person outside plan go to an account owned by the plan primary or spouse.
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| Legacy | - Exclude same year property purchase that has not been fulfilled since the expectation is that the asset is either purchased or not purchased but never both.
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| Accessibility |
- Added alert for screenreaders on plan change saves.
- Fixed footer for a11y reports- were causing additional pages and were not properly aligned.
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| Feature | Description |
| KnowlegeBase | - Support|For multi-tenant users only (non-enterprise), a link to Voyant’s Support Knowledge Base is now displayed in the upper right corner in AdviserGo.
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| Transfers | - Fixed a bug where the red validation border is still active when the Transfer From account is already selected.
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| Loans | - Added a Present Value vs. Future Value toggle for future loans, hidden for existing loans.
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| Adviser->AdviserGo |
- Term Life Insurance | Added fields to control benefit and premium escalation over time.
- Income Protection|Max Benefit Age is now available to customize from default of age 75.
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| UI Validation | - Preferred Share Ownership|Added validation when missing an owner.
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| Report |
- Current Year Cash Flow Report|Fixed formatting issue impacting subsequent reports when the Current Year Cash Flow Report exceeds one page.
- Carryover Tax Expense|We added logic to further specify the Owner for Estate Reports to prevent duplicate labeling.
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| Feature | Description |
| Plan Dates | - Move Plan Start Date|Users can now move the base plan start date backward in time. Select Edit Plan Start Date from the plan actions menu under Plan Dropdown, Manage Plans. Moving the date forward will still require the use of the Update and Promote flow.
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| UI |
- Fixed an issue on touchscreen devices, like iPad, where users were unable to hide/unhide chart items via the legend.
- Fixed an uncommon issue where users were unable to save a 0% value if the input was previously blank.
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| Accessibiliy |
- Improved Accessibility on the Login Page by adding appropriate alt attributes to images and form inputs, ensuring proper ARIA roles utilized, enhancing keyboard nav and focus management, verifying contrast ratios for text and background colors, etc. General housekeeping.
- Added accessible headings and styles for What If flows.
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| Estate |
- Potential IHT Insight|Redesigned UI Charts and Report to include yearly analysis of before benefits, death benefits, before taxes, Inheritance Tax, Estate Distribution, and Net Estate.
- Potential Estate Tax Simulation and Report|Extended Timeline to Plan End
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| ClientGo | - Users can now edit expenses added by their advisor via AdviserGo- previously a user was able to edit expenses entered in ClientGo only.
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| Admin | - Feature Key Descriptions|In the admin console, feature keys now have descriptions in a new column.
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| Year View | - Improved the Year View data for RSUs by removing some unnecessary information.
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| Budget Update | - Various budge updates as of Spring 2024 for Financial Year 2024 and 2025.
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| Report | - Plan Facts Report | Update windfall value such that it does not have the per month indicator since it is not a monthly value.
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| Feature | Description |
| Inline Help | - Inline Help can be set on by default by administrative user or Voyant support by enabling the feature key enable-inline-help-default (requires feature key learning-system, can subsequently be turned off persistently by the user if desired.)
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| Events | - Property and Multi-year expense timing are now defaulted to the plan end event and not the last mortality event.
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| PET | - Additional IHT liability from failed PETs is no longer charged to the deceased Estate in Legacy.
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| Accessibility | - The A11y report option now provides a zip with chart data, as well as the A11y report pdf.
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| Guided What If | - Buy A Home and Rightsize Guided WhatIf| now default the property timing to plan end. NOTE that changing owner of property will not impact timing.
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| Year View | - Corrected a situation where Year View showed No Investment Data Available for nnnn (where nnnn is a valid year in plan with investment data) such that the phrase only appears when there is no investment data for the selected year.
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| Feature | Description |
| Accessibility | - Added accessibility form controls to the client password input, and an error message if the password is wrong or empty.
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| Employments | - Fixed a bug where dividends were not included in the dashboard value for Employments on subsequent saves.
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| Let’s See Charts | - Fixed a bug where the UI resets the chart type when the user navigates away.
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| Investment Returns Insight | - Users can now choose whether to include or exclude cash accounts in the calculation.
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| Finametrica Risk |
- Finametrica Risk Questionnaire and Reports are now available within AdviserGo. Users previously granted access can locate the functionality via the Plus button on the dashboard. New users please contact Voyant Support for activation.
- Advisors may now complete the Finametrica Risk Questionnaire with clients by clicking the plus button on the dashboard. Once finished (or saved), advisors can see the profiles under the accordion titled Risk Profiles on the dashboard and can download a PDF report showing all the questions, answers, and results from the completed questionnaire.
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| Feature | Description |
| Transfers |
- The UI now seamlessly handles changes to transfer events. When converting a recurring transfer to a single event, the start event automatically becomes the single event. The end event is discreetly retained, ready to reappear if the transfer is switched to recurring.
- Added validation to prevent creating a transfer without a source account
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| Monte Carlo | - Corrected an issue where the spouse age was intermittently plotted on the Monte Carlo chart.
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| Savings | - Improved the user experience by removing default zeros on new Savings accounts.
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| Linking Properties from a Debt | - Resolved an issue where newly linked properties from a debt did not consistently save.
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| Insights | - Insight results charts will now display results using real money values.
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| UK Budget |
- Implemented 2023 UK Budget Autumn Update including the following changes:
- Income Tax Brackets – Scotland £2,306, £13,991, £31,092, £62,430, £125,140
- Income Tax Rates – Scotland 19%, 20%, 21%, 42%, 45%, 48%
- Class 1 NICs rate if earnings between Primary Threshold and Upper Earnings Limit 10%
- Class 4 NICs rate if profits between Lower Profits Limit and Upper Profits Limit 8%
- Annual Allowance Contribution for Pensions if no pensionable earnings £3,600 / year
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| Feature | Description |
| Accessibility Improvements | - A number of accessibility improvements have been made including:
- Users can now navigate the charts with their keyboard.
- Screen readers will now announce the legends for the charts.
- Users can now click on the labels in the charts with the keyboard.
- Upgraded the charting library used in AdviserGo to provide additional options to address accessibility needs.
- Corrected multiple table headings and structure.
- To enhance keyboard navigation, all interactive buttons and links now receive clear visual focus indicators when tabbed through. These indicators may include an underline, a change in font weight, a background color change, or a border around the focused item. This enhancement ensures that keyboard users can easily identify and interact with elements throughout the application.
- Corrected several roles issues.
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| Icons |
- We implemented a refreshed set of icons across our entire product suite, designed to embrace a contemporary design with increased contrast, improving comprehension at a glace. Customized icons are not affected.
- Enhanced the report bar charts with new event icons and a restructured event representation.
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| Plan Promotion | - Addressed items related to promoting the following entities from child plans to base plans.
- Trusts with Beneficiary Information applies to trusts in Canada, the United States, and Australia.
- Companies with Common and Preferred Share Ownership:
- Common share ownership and preferred share ownership percentages for companies in child plans will now be promoted correctly to the base plan.
- This applies to companies in Canada, the United Kingdom, and Australia.
- Term Life/Whole Life/Protection - Beneficiaries and Maturity Data:
- Beneficiary percentages for Term Life, Whole Life, and Protection insurance policies in child plans will now be retained when promoted to the base plan.
- Maturity data for insurance policies in child plans will now be promoted correctly to the base plan.
- These changes apply to insurance policies in the United States, the United Kingdom, and Australia.|
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| Feature | Description |
| Cash Flow Detailed Report | - The stack order of an Insurance on the Cash Flow Detailed chart has been adjusted to match with the ordering on the PDF report. Previously, Insurance was displayed as the last element in the chart but was listed as the third item in the report.
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| Sample Clients | - Advisers can now add sample clients to their AdviserGo accounts with ease. Simply click the Sample Clients tab on the advisor homepage to see a list of pre-created clients that you can add, and optionally, copy and give a custom name. Requires show-sample-client feature key.
- Click the Sample Clients tab on the advisor homepage.
- Browse the list of sample clients and click the one you want to add.
- If a sample client with the same name already exists, you'll be prompted to either create a new copy or navigate to the existing client.
- If you are creating a new copy, you will be able to specify the client type and first and last name.
- Click Save to add the client to your account.
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| Investment Returns | - The Investment Returns Insight now includes cash accounts in its calculations.
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| Monte Carlo | - Monte Carlo Insight in AdviserGo now includes Net Worth Goals and goals created in ClientGo.
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| Voyant Disclaimer | - Updated the Voyant default disclaimer in client reports to be more informative.
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| Custom Market Assumptions | - Improved the accuracy of correlation coefficients file uploads by adding additional validation.
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